According to Freddie Mac’s Primary Market Mortgage Survey, there were about $1.6 trillion in first-lien refinance originations in the first half of 2021. This was a 33% increase in refinance activity compared to the first half of 2020. Borrowers who refinanced their first-lien mortgages in the first half of 2021 lowered their mortgage rate on […]
What are the Interest Rates to Refinance a Manufactured Home? Read More »
Purchasing a manufactured home can be one of the most affordable ways to become a first-time homeowner. One would think it is a straightforward process to find banks that will refinance a mobile home or manufactured home. However, it is a niche lending market where most lenders do not touch this product. Who Refinances Mobile
Banks That Refinance Mobile and Manufactured Home Loans Read More »
When you have sudden financial needs, a title loan may seem like an easy way to get extra cash. The lenders tout an easy process, there’s no credit check and many will even come to you, saving you time and effort. But title loans can be dangerous, and getting one is not a decision you
Title Loans: What You Need to Know + 9 Lenders to Avoid (If Possible) Read More »
Title loans are a type of short-term loan that can trap borrowers in a cycle of debt and even result in them getting their car repossessed. If you’re in need of quick cash, consider these alternatives instead. What Is A Car Title Loan? A car title loan is a short-term loan (usually 30 days) where
How Do Title Loans Work? Here Are 16 Better Options Read More »
Peer-to-peer lending, or P2P for short, was established in the early 2000s as a form of social lending that directly connects investors with small businesses or individuals. For many people, these online platforms offer ideal investment opportunities because the investments often yield above-market returns. That said, P2P lending does come with its share of risks.
Best Peer-to-Peer Lending Site for Investors: The Ultimate Guide Read More »
The need for a personal loan – to consolidate debt, grow a business or manage an emergency – doesn’t just fall to people with good credit scores. Online peer-to-peer lending can provide loan options for borrowers with credit scores lower than what typical banks or credit unions may accept. But before seeking a peer-to-peer loan,
Need a Loan? Here are the 8 Best Peer-to-Peer Loans for Bad Credit Borrowers Read More »
Empower is a cash advance app. You pay a monthly fee and get the option of drawing an interest-free cash advance that can save you from turning to a payday loan. Empower: What You Need to Know Empower is a financial technology company, not a bank. Banking services are provided by NBKC bank, which is
Empower App Review: Pros, Cons, Features, Ratings and More Read More »
We get it. Life gets in the way. Not all of us have perfect credit. According to Experian.com, most consumers have credit scores between 600 and 750. In 2020, the average FICO score in the U.S. reached 710, an increase of seven points from the previous year. Less-than-ideal credit can be discouraging if you’re in
6 Best Lenders for Purchasing a Mobile Home with Bad Credit Read More »
Upstart is a lending platform offering personal loans, car refinancing loans, and small business loans. This Upstart review will take a closer look at the company, its loans, and the features that might make them your choice for your next loan. Upstart: What You Need to Know Upstart is a cloud-based lending platform. They do not
Upstart Personal Loans Review: Pros, Cons, Features, Ratings & More Read More »
There are lots of cash advance apps out there, but how many of them will ask you questions like, “Did you know that you could save $X if you just stopped visiting Amazon when you’re bored”? Only one, and that’s Cleo. Cleo: What You Need to Know As a money management app, Cleo works the
Cleo App Review: Pros, Cons, Features, Ratings & More Read More »
