Personal Loans

8 Best Loan Options for Seniors on Social Security (Regardless of Credit Score)

Retirement is supposed to be the kickoff to your golden years. Sadly, it’s a big worry for many Americans who don’t have enough savings to provide enough money for a comfortable retirement income. According to the Social Security Administration (SSA), about 21% of elderly married couples and about 45% of unmarried persons rely on Social …

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Upgrade Personal Loans Review: Read Before You Borrow

Upgrade is a fintech firm that’s been operating for five years, offering personal loans, auto refinancing, and other financial products. Upgrade is not a bank, and all loans and accounts are offered by partner institutions.  Upgrade’s loan partners are Cross River Bank and Blue Ridge Bank. Both are fully chartered commercial banks. Disclaimer: Credit Summit …

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Facing a Financial Crisis? Here are the 15 Best Emergency Loans

Financial emergencies happen. This could be anything from a high medical bill to sudden unemployment. Times like these can be extremely stressful, but they don’t have to turn your entire life upside down. Emergency loans can help in a pinch. When used the right way, they can even help prevent bigger financial problems from occurring. …

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Hardship Loans for Bad Credit: Here are 22 Options

Hardship is defined as something that causes or entails suffering or privation. Hardship had not been in short supply for the past couple of years for millions of Americans since the start of the COVID-19 pandemic. And now, inflation rates are skyrocketing, and economic experts are warning of an impending recession. Read on if you …

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Need Cash Today? 10 Same-Day Loans (That Aren’t Payday Loans)

Around 12 million Americans take out payday loans each year to pay for monthly expenses like groceries, utilities, credit card payments, or even rent. Unfortunately, many borrowers can’t afford to repay these same-day loans on time and end up in a cycle of debt. The good news is that some online and storefront lenders offer …

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Upstart Personal Loans Review: Pros, Cons, Features, Ratings & More

Upstart is a lending platform offering personal loans, car refinancing loans, and small business loans. This Upstart review will take a closer look at the company, its loans, and the features that might make them your choice for your next loan. Upstart: What You Need to Know Upstart is a cloud-based lending platform. They do not …

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