Need a quick loan? There’s no need to turn to a payday lender. Cash App Borrow allows eligible Cash App users to borrow up to $200 — for a small fee. But before you open Cash App to submit your loan request, you should understand a few things — including who is eligible, how it …
How to Borrow Money Instantly From Cash App: A Step-by-Step Guide Read More »
A statute of limitations on debt is the period of time a creditor or debt collector can take legal action against a borrower for to collect unpaid debts. Statute of limitations periods vary by state. Credit accounts that are past the statute of limitations on debt are known as time-barred debts. You’re still required to …
What is the Statute of Limitations on Debt? A State-by-State Guide Read More »
Choosing the right debt repayment strategy is important. You want see quick progress, but also would probably like to have some extra money to help you get through each month. If you’re struggling to make your monthly payments or are paying a shockingly high amount of money just to cover the minimum payments each month, …
In 2021, healthcare spending in the United States increased 2.7% to $4.3 trillion, or an average of $12,914 per person. That’s a staggering amount when you consider that the average U.S. annual wage was $60,575.07 that same year. As high-deductible health care plans rise, more Americans are footing the bill for their care. This can …
What’s the Average Cost of a Hospital Stay in the U.S.? Read More »
If you’re struggling to keep up with credit card payments, medical bills, payday loans and other unsecured debts, you may feel like you’re drowning. Debt settlement could be the answer. But how much are the fees for debt settlement? And will you have to pay anything upfront? Let’s take a look. Key points Debt Settlement …
Debt Settlement Fees: You Don’t Pay Until Your Debts are Settled Read More »
Debt consolidation rolls all of your loans into a single, more manageable plan — but it’s not a silver bullet. Here is everything you need to know to decide whether consolidating your debts is your best option. Disclaimer: Credit Summit may be affiliated with some of the companies mentioned in this article. Credit Summit may …
Debt Consolidation: Here are the 12 Best Lenders & Companies Read More »
Have you ever been out enjoying the weekend knowing that you have $500 in your account to spend and wake up to a nightmare Monday morning that you are overdrawn and slapped with a $35 overdraft fee? Or that charges on your credit card have been declined? Knowing the difference between a current balance and …
Current Balance or Available Credit: How to Tell the Difference Read More »
Nonprofit credit counseling sounds like an ideal way to get out of debt. Asking a credit counselor to step in and take over your finances sounds easy and low-stress. But does it work? Using credit counseling for debt relief is more complicated than it seems. Will you be able to follow through and complete the …
How Credit Counseling Works: Will It Get You Out of Debt for Good? Read More »
You might think having a bad credit score means you won’t qualify for a loan. This is false. People with bad credit can borrow money all the time. You need to find the right lender. Key Points Best Installment Loans for Borrowers with Bad Credit Thousands of online lenders promise to help borrowers with bad …
How to Get a Loan With Bad Credit + 7 Great Lender Options Read More »
If you think a payday loan is your only option, think again. A cash advance app — also known as a paycheck advance app — can help. But how do you know which are best to help get you back on your feet? Read on to learn which option is best for you. Disclaimer: Credit …
11 Cash Advance Apps That Are Better Than Payday Loans + Tips for Borrowing Read More »
