Credit

Why Is CBNA on Your Credit Report? Learn What It Means

It’s always alarming when you see an account you don’t recognize on your credit report — particularly when a balance is listed. Many panic when they see an entry for CBNA because they don’t know what it means. But it’s rarely cause for concern. Key Points CBNA on Your Credit Report Usually Means Citibank Credit …

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Why Did My Credit Score Drop? Here are 11 Possible Reasons

Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If your …

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Don’t Pay! Here’s What You Need to Know to Get a Free Credit Score

Before you apply for a new credit card or any new loan, you need to know your credit score. There are many ways to get a free credit score, but it’s essential to understand which score you’re seeing and what it means. Key Points How to Check Your Credit Score for Free Though many banks, …

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Kikoff Credit Review: Pros, Cons, Ratings and What Customers Are Saying

If you don’t have much credit history or need to improve your score, there are many ways to go about this. Kikoff Credit promises to boost your credit score for a small monthly fee. Does it work? The team at Credit Summit signed up to find out. Our Top Pick: Kikoff Disclaimer: Credit Summit may …

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What is LVNV Funding LLC? Why is it on My Credit Report?

If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC. …

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