Your credit report is important. It determines whether you can borrow or qualify for a new credit card. It can also affect where you can live and your job prospects. Spotting errors and fraud and correcting them can help increase your scores and save you a lot of serious problems. It’s important that you know …
Why Is CBNA on Your Credit Report? Learn What It Means Read More »
Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If your …
Why Did My Credit Score Drop? Here are 11 Possible Reasons Read More »
Before you apply for a new credit card or any new loan, you need to know your credit score. There are many ways to get a free credit score, but it’s essential to understand which score you’re seeing and what it means. Key Points How to Check Your Credit Score for Free Though many banks, …
Don’t Pay! Here’s What You Need to Know to Get a Free Credit Score Read More »
If you don’t have much credit history or need to improve your score, there are many ways to go about this. Kikoff Credit promises to boost your credit score for a small monthly fee. Does it work? The team at Credit Summit signed up to find out. Our Top Pick: Kikoff Disclaimer: Credit Summit may …
Kikoff Credit Review: Pros, Cons, Ratings and What Customers Are Saying Read More »
If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC. …
What is LVNV Funding LLC? Why is it on My Credit Report? Read More »
Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you and which one to pick. Disclaimer: …
Here are 10 of the Best Credit-Builder Loans to Boost Your Credit Score Read More »
Ever checked your credit report and noticed something unusual? Perhaps a mortgage you didn’t take out or a credit card bill you swear you’ve paid? Credit report errors happen all the time. Fortunately, it’s easier to fix them than you might think. Common Mistakes on Your Credit Report Credit reporting is an imperfect system. More …
How to Check Your Credit Report and Dispute Errors Read More »
If you find yourself in a bind and need some cash to pay a bill, buy some groceries, a new car or have an emergency, sometimes it isn’t easy to get the money you need. And if you have no credit or even bad credit, what’s a person to do? Thankfully, you have some options. …
Is No Credit Better Than Bad Credit? Understanding the Differences Read More »
There are two similar companies with very similar names. CreditNerd is a credit monitoring service that offers access to your TransUnion credit report and credit scores, along with other credit monitoring services. Credit Nerds is a small, family-owned credit repair firm noted mainly for offering what they describe as a free credit repair service. Let’s …
CreditNerd Review: Pros, Cons, Features, Ratings and More Read More »
In 2021, the credit repair industry in the United States was worth $3.4 billion. Around one-third of all American consumers have found at least one error on their credit report. The errors can range from simple misspellings to incorrectly reported bankruptcies. Some errors can bring your entire credit score down, thus making it difficult to …
Best Credit Repair Software: Here are 10 Top Options Read More »
