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Getting Out of Payday Loan Debt.

Every year, nearly 12 million Americans take out a payday loan, any many fall into the endless payday loan trap.  It's not easy, but it is possible to get out of payday loans without declaring bankruptcy.

Navigating Student Loans

Americans owe over 1.6 trillion in student loan debt, and with 69% of college students taking out student loans, the problem only gets worse and worse.  Read on for ways to make student debt less burdensome.

Struggling to Keep Up with Payments? Here are the Best Student Loan Refinancing Options

In 2021, the average person with student loans owed $37,113 and had to make monthly payments of …

Struggling to Keep Up with Payments? Here are the Best Student Loan Refinancing Options Read More »

Easy Guide to Student Loan Forgiveness: What You Need to Know

In 2020, America’s collective outstanding student loan balance reached $1.56 trillion. To put that into …

Easy Guide to Student Loan Forgiveness: What You Need to Know Read More »

Student Loan Consolidation: When Should You Consider It?

Whether you’ve got federal loans or private loans, student loan consolidation is an option that …

Student Loan Consolidation: When Should You Consider It? Read More »

Demystifying Payday Loan Debt

Knowledge is power when it comes to getting out of payday loan debt.  Here's what payday lenders don't want you to know.

How to Recognize (and Avoid) Payday Loan Scams

It’s difficult to ignore the TV reports and headlines about the many financial scams and …

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How Payday Loans Affect Your Credit Score

If you’re in a tight spot financially, you might turn to payday loans to help …

How Payday Loans Affect Your Credit Score Read More »

Can You Go to Jail for Not Paying a Payday Loan?

Although taking out a payday loan may seem like a quick solution to a temporary …

Can You Go to Jail for Not Paying a Payday Loan? Read More »

Credit Cards: the Good, the Bad, the Ugly

Credit cards can be a great financial tool, can also lead you into a debt trap.  Here's what you need to know about using credit cards, the right way.

Lender Reviews

Fast cash may seem appealing at the time, but think twice about who you borrow from.  Stay away from predatory tribal lenders, and consider alternatives like cash advance apps instead.

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