Loans

Need Cash Today? 10 Same-Day Loans (That Aren’t Payday Loans)

Disclaimer: Credit Summit may be affiliated with some of the companies mentioned in this article. Credit Summit may make money from advertisements, or when you contact a company through our platform. Around 12 million Americans take out payday loans each year to pay for monthly expenses like groceries, utilities, credit card payments, or even rent. …

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Facing a Financial Crisis? Here are the 15 Best Emergency Loans

Financial emergencies happen. This could be anything from a high medical bill to sudden unemployment. Times like these can be extremely stressful, but they don’t have to turn your entire life upside down. Emergency loans can help in a pinch. When used the right way, they can even help prevent bigger financial problems from occurring. …

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Modular vs. Manufactured Homes: What’s the Difference?

Most Americans don’t understand the differences between modular homes, manufactured homes, and mobile homes. According to manufacturedhousing.org, the manufactured housing industry produced 105,772 new homes in 2021, and there are nearly seven million manufactured homes in the United States, according to the U.S. Census Bureau. Approximately 9% were new single-family homes. They’re Both Considered Prefab …

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Mobile Home vs. Manufactured Home: What’s the Difference?

With rising real estate pricing and many consumers squeezed out of the traditional site-built marketplace, many are turning to mobile or manufactured homes as starter homes. Many consumers are pleasantly surprised by the range of choices and customizations offered by a new generation of manufactured homes. According to manufacturedhousing.org, the manufactured housing industry produced 105,772 …

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What are the Interest Rates to Refinance a Manufactured Home?

According to Freddie Mac’s Primary Market Mortgage Survey, there were about $1.6 trillion in first-lien refinance originations in the first half of 2021. This was a 33% increase in refinance activity compared to the first half of 2020. Borrowers who refinanced their first-lien mortgages in the first half of 2021 lowered their mortgage rate on …

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