Most of us have been there before, a little short on funds to pay a critical bill or an emergency repair. If you need money fast, don’t turn to a payday lender or use a title loan. Here are several better, quicker, cheaper options without the eye-watering high-interest rates. Need Money Today? Here are 26 …
Do You Need Money Now? 26 Ways to Get Help or Quick Cash Read More »
One of the most significant economic stories of 2022 has been high inflation. Everything from fuel to food to utilities has gotten more expensive over the past year. Making matters worse is that wage growth hasn’t kept pace leaving many in a pinch and unable to afford things they could a year ago. So, homeowners …
Do you have severe debt problems? Are you underwater with credit card debt, have a mortgage you can’t manage, unpaid medical bills, outstanding personal loans, and other unsecured debt, or have your wages garnished? According to statistics released by the Administrative Office of the U.S. Courts, the September 2021 annual bankruptcy filings totaled $434,540. Filing …
Types of Bankruptcies Explained: Which (If Any) Fits You? Read More »
We get it. Life gets in the way. Not all of us have perfect credit. According to Experian.com, most consumers have credit scores between 600 and 750. In 2020, the average FICO score in the U.S. reached 710, an increase of seven points from the previous year. Less-than-ideal credit can be discouraging if you’re in …
6 Best Lenders for Purchasing a Mobile Home with Bad Credit Read More »
Credit is part of your financial power. It helps you to get the things you need now, like a loan for a car or a credit card, based on your promise to pay later. Working to improve your credit helps ensure you qualify for loans when needed. But this is far from a perfect world, …
Got Bad Credit? You May Be Able to Refinance Your Mobile Home Anyway Read More »
If you don’t have much credit history or need to improve your score, there are many ways to go about this. Kikoff Credit promises to boost your credit score for a small monthly fee. Does it work? The team at Credit Summit signed up to find out. Kikoff: What You Need to Know Kikoff is …
Kikoff Credit Review: We Signed Up to Test the Service Read More »
If you’re so far in debt you feel like you’re drowning, debt settlement may be the solution. But are you eligible, and will it work for you? Let’s take a look. Six Key Questions to Ask Yourself If you answered yes to the previous questions (especially the first two), then you likely qualify for debt …
Debt Settlement Qualifications: Are You Eligible? Read More »
Sometimes we need a little extra cash. Your home is a great way to free up some much-needed money to achieve your goal, especially if you’re doing a renovation and want to cap the amount you wish to borrow. A HELOC is a great choice. A HELOC is considered a second mortgage (but with a …
Home Equity Lines of Credit: 7 Ways to Refinance HELOCs Read More »
With mortgage rates over 7%, it is harder to qualify for loans, and the costs can be too high. As a result, borrowers need to take out larger loans, which presents a problem as lenders usually require people looking for bigger loans to have higher incomes. Thankfully, homeowners gained over $3.2 trillion in home equity …
How to Use a Home Equity Loan to Pay Off Debt: 8 Simple Steps Read More »
CoreLogic analysis shows U.S. homeowners with mortgages (roughly 63% of all properties according to the 2020 American Community Survey) have seen their equity increase by over $3.6 trillion since the second quarter of 2021, a gain of 27.8% year over year. If you have an existing mortgage loan, you can refinance it. You get a …
Do You Lose Equity When You Refinance Your Home? Read More »
