Most of us have been there before — a little short on funds to pay a critical bill or an emergency repair. If you’re reading this and thinking “I need money now,” don’t turn to a payday lender. First, look for government resources and local aid groups that will help. Here are 45 legitimate ways …
Need Money Now? 41 Ways to Get Cash — Without a Payday Loan Read More »
If you don’t have much credit history or need to improve your score, there are many ways to go about this. Kikoff Credit promises to boost your credit score for a small monthly fee. Does it work? The team at Credit Summit signed up to find out. Our Top Pick: Kikoff Disclaimer: Credit Summit may …
Kikoff Credit Review: We Signed Up to Test the Service Read More »
Rising interest rates, high inflation, the return of student loan payments and the disappearance of stimulus checks are making it hard to save. Americans’ average retirement savings in 2019 had a median of $65,000. That’s only a 2% increase from 2016. The increase in retirement savings doesn’t even cover the cost of average yearly inflation. …
What is a Reverse Mortgage, and How Does It Work? Read More »
Teaching kids to save money and build healthy financial habits can be a good foundation for a bright financial future. It is never too young to start laying solid financial foundation practices that will cause them less financial stress in the future. Before kids can save money, they need to make money and understand how …
Teaching Kids to Save Money: 15 Tips to Build Healthy Financial Habits Read More »
According to the most recent data from Freddie Mac, in the first quarter of 2021, the amount of home equity cashed out rose to $49.6 billion, the highest level since the 2007 housing boom. This statistic includes home equity lines of credit. Americans pulled out a total of $70.4 billion. You may be one of …
10 Ways to Make the Most of Your Home Equity Loan or Line of Credit Read More »
If you’re in the market for a small personal loan, the purpose of your loan can dictate which lenders you will work with and what your rates will be. There are several reasons people may need a sudden loan: a flooded basement, family medical issues or any other unforeseen bills. In an emergency, you need …
According to manufacturedhousing.org, the manufactured housing industry produced almost 95,000 new homes in 2019. Approximately 10% are new single-family starter residences. About 63% of new manufactured homes are placed on private property, and 37% are in manufactured home communities. The average sales price of a new manufactured home without land is $78,500. There were 4.06 …
How to Get a Second Mortgage for a Manufactured, Modular or Mobile Home Read More »
Do you have severe debt problems? Are you underwater with credit card debt, have a mortgage you can’t manage, unpaid medical bills, outstanding personal loans, and other unsecured debt, or have your wages garnished? According to statistics from the Administrative Office of the U.S. Courts, the September 2021 annual bankruptcy filings totaled $434,540. Filing for …
Types of Bankruptcies Explained: Which (If Any) Fits You? Read More »
Ben Franklin famously said, “In this world, nothing is certain except for death and taxes.” Life gets in the way, and we get it. There are more important things in life than dealing with taxes until you get that dreaded letter from the IRS that threatens your very existence. Thankfully there are options for tax …
Dealing with Tax Debt? Here are Your IRS Relief Options Read More »
Credit is part of your financial power. It helps you to get the things you need now, like a loan for a car or a credit card, based on your promise to pay later. Working to improve your credit helps ensure you qualify for loans when needed. But this is far from a perfect world, …
Got Bad Credit? You May Be Able to Refinance Your Mobile Home Anyway Read More »
