Credit cards and charge cards both let you make a purchase now and pay for it later. There are still important differences between these two types of cards. Let’s look at what those differences are and which card might be best for you. At a Glance: Charge Cards vs. Credit Cards It’s important to note …
Charge Cards vs. Credit Cards: What’s the Difference? Read More »
A credit card can be a valuable tool. It can also be a huge financial burden. Credit cards have led millions of Americans into an unsustainable cycle of uncontrolled spending and high-interest debt. If your cards are maxed out, you’re routinely carrying a balance, or you’re using your cards for impulse spending, it’s time to …
How to Stop Using Credit Cards: 8 Tips and Tricks to Break the Habit Read More »
Teaching kids to save money and build healthy financial habits can be a good foundation for a bright financial future. It is never too young to start laying solid financial foundation practices that will cause them less financial stress in the future. Before kids can save money, they need to make money and understand how …
Teaching Kids to Save Money: 15 Tips to Build Healthy Financial Habits Read More »
Credit card companies make their money by charging customers interest and fees, and it’s a lucrative business. According to the Consumer Financial Protection Bureau, Americans pay $120 billion in credit card interest and fees each year. That adds up to about $1,000 per family per year. But it’s often an unnecessary expense. If you’re careful, …
How Much Do Credit Cards Cost? What Card Issuers Don’t Want You to Know Read More »
Here’s some good news: unlike Bumble, Tinder or a loan app that doesn’t disclose terms, when you just don’t know if you’ve found a match, you don’t have to apply for every card you find to see if it’s right for you. If you learn how to read the fine print and are honest with …
Best Starter Credit Cards: 11 Options for Beginners and Rebuilders Read More »
Unless you plan to pay off your credit card bill in full every month, the APR is one of the most important considerations when selecting a card. But what is a high APR for credit cards? Let’s take a look. What Credit Card Companies Don’t Want You to Know Ideally, credit card users would pay …
Is Your Credit Card APR Too High? What You Need to Know Read More »
Credit card debt is a pain, particularly if you’re juggling multiple bills each month. Here are some tips to help you get rid of it. 1. Transfer Your Balance Interest is a killer. It’s what keeps your credit card balances high. To pay off your cards faster, transfer your balances to a card that offers …
13 Free (or Cheap) Tips or Tricks to Pay Off Credit Cards and Be Debt-Free Read More »
Although most credit cards require good credit, getting one is possible even if you have poor credit. That’s good news for anyone who’s either looking to build credit or needs a credit card for emergencies. With that in mind, here are the best secured and unsecured credit cards for bad credit. 12 Top Credit Cards …
Need a Credit Card But Got Bad Credit? Here are the 12 Best Options Read More »
A credit card can help you build credit history and scores, enabling you to find housing, buy a car and sometimes even get a job. According to the 2019 Experian Consumer Credit Review, the average American has four credit cards. In fact, not having a credit card in the United States makes it almost impossible …
How Many Credit Cards are Too Many? Don’t Apply Too Often Read More »
Getting your first credit card after you turn 18 is a rite of passage. It’s also one of the best ways to take control of your finances and start building credit. Many credit card companies offer products geared specifically toward students, giving you a perfect starting point. To learn more about the best credit card …
Best Credit Cards for Teens and College Students Read More »
