Payday Loans

Payday Loan Interest Rates: Are They Fixed Or Variable?

Payday lenders are notoriously predatory, and one way they often trick borrowers is by charging “fees” instead of traditional interest rates. But this often leaves borrowers uncertain about the interest rate they’re actually paying, and whether the rate is fixed or variable. Here’s what you need to know and some better loan options if you …

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16 Alternatives to Payday Loans With No Credit Check

According to the Center for Responsible Lending, there are more payday lenders in America than McDonald’s restaurants. With 20,000 locations across the country, chances are you have a payday loan storefront in your area. Payday loans are incredibly simple to get when you have a cash flow crisis. There’s no credit check and no complicated …

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Is OppLoans Legit — Or Just a Payday Loan Company?

Opploans offers “online loans designed for you” with same-day funding to borrowers with bad credit in 37 states. But is Opploans legitimate, or just another payday loan lender that will leave you trapped in a cycle of debt? Opploans at a Glance  APR Range 5.99% to 35.99% Loan terms Six months to three years Loan …

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Can Payday Loan Be Consolidated? How To Do It

From payday loans to credit card debt, most Americans owe money in one form or another. In 2020, U.S. consumer debt hit $14.88 trillion, according to an Experian consumer debt study. Juggling multiple high-interest payments can leave many borrowers struggling to stay afloat. And payday loans are dangerous, often leaving borrowers trapped in a cycle of debt. Wouldn’t it …

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Payday Alternative Loans: Why PALs Are Better than Payday Loans

Today, there are about 23,000 payday lenders — twice the number of McDonald’s restaurants in the United States — across the country. These lenders prey on people who need money immediately and don’t have time to seek better options. But there’s a better alternative. Before you hit “Apply Now” for that payday loan, consider a …

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