Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you and which one to pick. Disclaimer: …
Here are 10 of the Best Credit-Builder Loans to Boost Your Credit Score Read More »
Secured credit cards are a great way to boost a credit score. This is true for people who are just starting out credit-wise, as well as for those whose credit scores are less than ideal. Here are some of the best options, especially if you have poor credit: Here are the 10 Best Secured Credit Cards for Building Credit …
Need to Build Your Credit Back Up? Try these Secured Credit Cards + How to Use Them Read More »
Ever checked your credit report and noticed something unusual? Perhaps a mortgage you didn’t take out or a credit card bill you swear you’ve paid? Credit report errors happen all the time. Fortunately, it’s easier to fix them than you might think. Common Mistakes on Your Credit Report Credit reporting is an imperfect system. More …
How to Check Your Credit Report and Dispute Errors Read More »
Credit card companies make their money by charging customers interest and fees. If you’re careful, however, you can avoid all of that. Credit Cards Don’t Need to Cost Anything at All If you manage your spending and pay your balance off in full every month, you won’t be paying anything to use your credit cards. …
Credit card debt is a pain, particularly if you’re juggling multiple bills each month. Here are some tips to help you get rid of it. 1. Transfer Your Balance Interest is a killer. It’s what keeps your credit card balances high. To pay off your cards faster, transfer your balances to a card that offers …
13 Free (or Cheap) Tips or Tricks to Pay Off Credit Cards and Be Debt-Free Read More »
Here’s some good news: unlike Bumble, Tinder or a loan app that doesn’t disclose terms, when you just don’t know if you’ve found a match, you don’t have to apply for every card you find to see if it’s right for you. If you learn how to read the fine print and are honest with …
Need a Fresh Start? Here are the 12 Best Credit Cards for Beginners Read More »
Although most credit cards require good credit, getting one is possible even if you have poor credit. That’s good news for anyone who’s either looking to build credit or needs a credit card for emergencies. With that in mind, here are the best secured and unsecured credit cards for bad credit. 12 Top Credit Cards …
Need a Credit Card But Got Bad Credit? Here are the 12 Best Options Read More »
A credit card can help you build credit history and scores, enabling you to find housing, buy a car and sometimes even get a job. According to the 2019 Experian Consumer Credit Review, the average American has four credit cards. In fact, not having a credit card in the United States makes it almost impossible …
How Many Credit Cards are Too Many? Don’t Apply Too Often Read More »
Teaching kids to save money and build healthy financial habits can serve as a good foundation for a bright financial future. It is never too young to start laying solid financial foundation practices that will cause them less financial stress in the future. Before kids can save money, they need to make money, and understand …
How to Teach Kids to Manage Money in 15 Simple Steps Read More »
Getting your first credit card after you turn 18 is a rite of passage. It’s also one of the best ways to take control of your finances and start building credit. Many credit card companies offer products geared specifically toward students, giving you a perfect starting point. To learn more about the best credit card …
Best Credit Cards for Teens and College Students Read More »
