Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If you’re …
Why Did My Credit Score Drop? Here are 10 Possible Reasons Read More »
Having bad credit or no credit can complicate your financial life. Even with a reliable income but no credit history, you will be deemed a risk because you don’t yet have a track record. A lack of credit can result in trouble finding a place to live, inability to get a car loan, or paying …
How to Use a Secured Credit Card to Build Credit Read More »
Roughly 45 million Americans have no credit scores. They may be effectively locked out of many financial services. They may not be able to buy a home or rent an apartment. They may pay extremely high interest rates for loans. If you’re in this position it’s important to understand your situation and know what you …
Insufficient Credit History or No Credit: What’s the Difference? Read More »
A credit score is a three-digit number that gives lenders and creditors an idea of your credit risk. It’s used in many aspects of life, from apartment rentals to financing big-ticket items. Your starting credit score depends on several factors, including your credit habits and the scoring system used. With that in mind, here’s how …
You’ve spent many weeks hunting for a new place to call home and you think you’ve finally found “the one.” But whether you’re renting or buying, there are still plenty of papers to be signed before you can pack up your stuff and call the mover. Before you start any house or apartment hunt — …
According to Experian, one of the three major credit bureaus, 34% of Americans have either fair or very poor credit scores. Those with a low FICO score (300 to 669) often have difficulty qualifying for loans, apartment rentals and even certain jobs. Fortunately, there are quite a few legitimate credit repair companies to help. Here …
11 Best Credit Repair Companies to Fix Your Credit Score Read More »
