Michael Cooper

Michael is a personal finance writer with a specialty in money management and investing. When he's not writing, you can find him exploring the trails of New England with his adopted Saint Bernards.

Want Free Food? 45 Best Restaurant Apps to Download Right Now

Inflation keeps pushing food prices higher, and we’re all looking for a deal. There are plenty available right now. Practically all of your favorite restaurants have apps now that are offering free food just for signing up, plus will also give you exclusive rewards, allow you to accrue points with purchases and send you birthday …

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What is a Charge-Off? Why is It on My Credit Report and How Do I Get It Removed?

For borrowers who have been struggling with debt and poor credit, you might check your credit report and note that an account has been “charged off.” But what does that mean? Should you still pay it, and what are your options to try to protect your credit score? While the simplest way to get it …

What is a Charge-Off? Why is It on My Credit Report and How Do I Get It Removed? Read More »

Can Payday Loans Be Consolidated? Here’s How to Do It

From payday loans to credit card debt, most Americans owe money in one form or another. In 2020, U.S. consumer debt hit $14.88 trillion, according to an Experian consumer debt study. Juggling multiple high-interest payments can leave many borrowers struggling to stay afloat. And payday loans are dangerous, short-term loans that can haunt borrowers for an extended period of …

Can Payday Loans Be Consolidated? Here’s How to Do It Read More »

Want Cash Back? Here are the 20 Best Rebate Sites and Apps

If everyone’s favorite word is “free,” cashback is a close second. Dozens of sites and apps offer cashback rewards today just for shopping at your favorite stores. Here are the top 20 options. Best Cashback Websites The following nine websites are some of the most well known cashback sites that offer great deals across thousands …

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Do I Need to Hire an Attorney for Bankruptcy?

Filing for bankruptcy is a serious decision. It is not a choice you should make lightly, nor is it a quick solution to financial difficulties. If bankruptcy is even in consideration for you, there must be years of financial issues that have led to this point. Bankruptcy doesn’t cure all your financial ailments. While filing …

Do I Need to Hire an Attorney for Bankruptcy? Read More »

No More Fees LLC Ratings and Reviews: Check It Before You Exit Your Timeshare

If you’re looking for a way to transfer or cancel your timeshare, you may have come across the company No More Timeshare Fees LLC. The company says it helps customers exit from their timeshare contracts. Continue reading to learn what real customers have to say about the business and whether you should trust them to …

No More Fees LLC Ratings and Reviews: Check It Before You Exit Your Timeshare Read More »

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