If you think a payday loan is your only option, think again. A cash advance app — also known as a paycheck advance app — can help. But how do you know which are best to help get you back on your feet? Read on to learn which option is best for you. Here are […]
Before you apply for a new credit card or any new loan, you need to know your credit score. There are many ways to get a free credit score, but it’s essential to understand which score you’re seeing and what it means. Key Points How to Check Your Credit Score for Free Though many banks,
Don’t Pay! Here’s What You Need to Know to Get a Free Credit Score Read More »
Unless you plan to pay off your credit card bill in full every month, the APR is one of the most important considerations when selecting a card. But what is a high APR for credit cards? Let’s take a look. Key Points What Credit Card Companies Don’t Want You to Know Ideally, credit card users
Is Your Credit Card APR Too High? What You Need to Know Read More »
Payday lenders are notoriously predatory, and one way they often trick borrowers is by charging “fees” instead of traditional interest rates. But this often leaves borrowers uncertain about the interest rate they’re actually paying, and whether the rate is fixed or variable. Here’s what you need to know and some better loan options if you
Payday Loan Interest Rates: Are They Fixed Or Variable? Read More »
Getting out of payday debt is tough but possible. Here’s how to get out of a payday loan nightmare. Ready to reduce your debt? See how much you could save with a payday loan relief program – no commitment required. If it seems like your payday debt never goes away even as you keep paying
15 Ways to Get Out of Payday Loan Debt for Good Read More »
According to the Center for Responsible Lending, there are more payday lenders in America than McDonald’s restaurants. With 20,000 locations across the country, chances are you have a payday loan storefront in your area. Payday loans are incredibly simple to get when you have a cash flow crisis. There’s no credit check and no complicated
16 Alternatives to Payday Loans With No Credit Check Read More »
We all know times are tough right now as prices of everyday essentials rise as the contents of each package shrink. But those annoying paper receipts that pile up in your car or pocket can earn you some cash. Snap a pic of them in one of these apps and you’ll earn credit that will
10 Best Receipt Scanning Apps: Earn $500+ a Year Read More »
Many people need small loans from time to time, particularly considering that more than one in five Americans has no emergency savings. “Small” loans, sometimes called debt consolidation loans, are unsecured personal loans for less than $2,500. Even if you have bad credit, you don’t need to turn to a predatory payday lender. These lenders
19 Best Small Loans (That Aren’t Payday Loans) Read More »
If you have a debt that’s gone unpaid for a while, the original creditor might sell that debt to a collection agency. While your creditors might have had better things to do than bother you about your debt, debt collectors exist to chase down people who owe. Debt collectors can be pretty persistent. After all,
How to Deal With Debt Collectors (When You Just Can’t Pay) Read More »
If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC.
What is LVNV Funding LLC? Why is it on My Credit Report? Read More »
