Like most other businesses, payday lending has moved online. With a quick search and a few clicks, you can have money deposited directly to your account, with no credit check and just a few easy steps. But is it really possible to find safe online payday loans? Let’s take a closer look. Disclaimer: Some or […]
Are Online Payday Loans Safe? Here’s How to Protect Yourself Read More »
Your paycheck is a week away, but you need money — now. A payday loan sounds like a quick solution to an urgent crisis. That’s how the payday loan trap begins. Your next paycheck is reduced by the loan loan amount plus interest. You run out of money again before payday. You borrow again. Soon
Payday Loan Organizations: 10 Alternatives and Help for Victims of Payday Lenders Read More »
According to CareerBuilder.com, an astonishing 78% of workers in the U.S. live paycheck to paycheck. If you’re among that group and haven’t yet had a chance to build up an emergency savings fund, you may find yourself in need of quick cash the next time your car breaks down or a family member has an
15 Reasons You Were Denied a Payday Loan Read More »
When you’re desperate for cash, a payday loan might seem like the only solution, particularly if your credit score is less-than-perfect. They seem like the ideal option for people who need money fast – the funds are usually available by the next business day and the requirements are extremely basic. Almost anyone is eligible. What
What are the Basic Payday Loan Requirements and Qualifications? Read More »
Payday loans are notorious for their high interest rates. But how high are they? The truth is that it depends on where you live. What You Need to Know about Payday Loan Interest Rates Payday loans are short-term small-dollar loans ranging from $100 to $1,000, depending on your state’s laws. Payday loans don’t typically disclose
Payday Loan Interest Rates: They’re Higher Than They Seem Read More »
Sometimes it seems like a payday loan is all you need to solve your financial problems. But what happens when it’s time to repay the loan, but you can’t afford to repay it? On average, 20% of payday loan borrowers can’t afford to repay the loans. Here’s what to expect if you default on your
What Happens If You Don’t Pay Back a Payday Loan? Read More »
Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you and which one to pick. Disclaimer:
Here are 10 of the Best Credit-Builder Loans to Boost Your Credit Score Read More »
Millions of Americans struggle with credit cards. The average household now owes between $5,000 and $9,000 in credit card debt and the number continues to rise. If you’re one of them, debt consolidation could be a way out. Most forms of debt consolidation will not close your credit cards, meaning you can still use them
Does Debt Consolidation Close Credit Cards? What You Need to Know Read More »
Debt consolidation loans are a helpful tool for people who are struggling to make their debt payments. It can lower their monthly debt costs and eliminate the need for people to juggle different repayment schedules with multiple lenders. But there aren’t that many viable debt consolidation loans for bad credit. Most lenders are less willing
What Are The Best Debt Consolidation Loans For Bad Credit? Read More »
Rising interest rates, high inflation, the return of student loan payments and the disappearance of stimulus checks are making it hard to save. Americans’ average retirement savings in 2019 had a median of $65,000. That’s only a 2% increase from 2016. The increase in retirement savings doesn’t even cover the cost of average yearly inflation.
What is a Reverse Mortgage, and How Does It Work? Read More »
