Need Money Fast? 11 Best Cash Advance Apps + Tips for Borrowing

If you think a payday loan is your only option, think again. A cash advance app — also known as a paycheck advance app — can help. Cash advance apps can be a great alternative to payday loans. With these loan apps, you get a small payday advance for bills, car payments or whatever else …

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Debt Consolidation

Debt Consolidation: Here are the 12 Best Lenders & Companies

Debt consolidation rolls all of your loans into a single, more manageable plan — but it’s not a silver bullet. Here is everything you need to know to determine if consolidating your debts is your best option. Disclaimer: Credit Summit may be affiliated with some of the companies mentioned in this article. Credit Summit may …

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150+ Ways for College Students to Score Free (or Cheap) Stuff

Who doesn’t love free or cheap stuff, especially when you are a college student consistently short on cash and stretching every dollar? And many are saddled with an average of about $30,000 owed per borrower, according to Forbes.com. This is the ultimate guide for college students to score free and cheap stuff, saving you a …

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Want Free Food? 45 Best Restaurant Apps to Download Right Now

Inflation keeps pushing food prices higher, and we’re all looking for a deal. There are plenty available right now. Practically all of your favorite restaurants have apps now that are offering free food just for signing up, plus will also give you exclusive rewards, allow you to accrue points with purchases and send you birthday …

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Payday Loan Organizations: 10 Alternatives and Help for Victims of Payday Lenders

Your paycheck is a week away, but you need money — now. A payday loan sounds like a quick solution to an urgent crisis. That’s how the payday loan trap begins. Your next paycheck is reduced by the loan loan amount plus interest. You run out of money again before payday. You borrow again. Soon …

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Here are the Best Installment Loans Over $2,000 for Bad Credit

Approximately 34% of adult American consumers have a credit score ranging from 300 to 669. For people with a credit score in this range, getting financing for things like a mortgage or an auto loan can be difficult. Even if they manage it, the loans they qualify for don’t have the best terms or interest …

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Got Bad Credit? 10 Great Debt Consolidation Loan Options

Around 80% of adult American consumers have some type of debt. Whether it’s from a mortgage, credit card debt, auto loans, student loans, medical bills or payday loans, the bills can start to pile up, leading to late payments and defaults that crush your credit score. A debt consolidation loan can combine current debts into …

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Upgrade Personal Loans Review: Read Before You Borrow

Upgrade is a fintech firm that’s been operating for five years, offering personal loans, auto refinancing, and other financial products. Upgrade is not a bank, and all loans and accounts are offered by partner institutions.  Upgrade’s loan partners are Cross River Bank and Blue Ridge Bank. Both are fully chartered commercial banks. Upgrade: What You …

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