When short on cash, a cash-advance app like Brigit can be a great alternative to a payday or title loan. But is Brigit your best option? Read on to learn what makes it stand out. Key Points November 2, 2023 update: After the Federal Trade Commission alleged that Brigit used deceptive advertising practices and made the […]
Brigit Review: Pros, Cons, Features, Ratings and More [Updated Nov. 2023] Read More »
Many people need small loans from time to time, particularly considering that more than one in five Americans has no emergency savings. “Small” loans, sometimes called debt consolidation loans, are unsecured personal loans for less than $2,500. Even if you have bad credit, you don’t need to turn to a predatory payday lender. These lenders
19 Best Small Loans (That Aren’t Payday Loans) Read More »
As a prospective homebuyer, it’s important to understand your rights as a borrower and what lenders can — and cannot — legally do. That’s where the Truth in Lending Act (TILA) and its related disclosures come in. The provisions of the federal law apply to most types of consumer credit, including car loans. But it
Truth-in-Lending Act (TILA): Disclosures and Protections for Borrowers Read More »
Around 12 million Americans take out payday loans each year to pay for monthly expenses like groceries, utilities, credit card payments, or even rent. Unfortunately, many borrowers can’t afford to repay these same-day loans on time and end up in a cycle of debt. The good news is that some online and storefront lenders offer
Need Cash Today? 10 Same-Day Loans (That Aren’t Payday Loans) Read More »
If you bank with Chime, you may be looking for compatible cash advance apps. Cash advance apps help you bridge the gap with a paycheck advance without resorting to predatory payday lenders. Which cash advance apps work with your Chime account? Let’s take a look. Disclaimer: Some or all of the products featured in this
Cash Advance Apps that Work With Chime: Here are 8 Options Read More »
If your mailbox and email account are overflowing with “guaranteed” loan offers, it may seem like qualifying for a debt consolidation loan should be easy. And it will be, as long as your credit score is good, your income is high and you’ve established a pattern of creditworthiness. But if you apply for one of
11 Reasons Why Your Debt Consolidation Loan Was Denied Read More »
Retirement is supposed to be the kickoff to your golden years. Sadly, it’s a big worry for many Americans who don’t have enough savings to provide enough money for a comfortable retirement income. According to the Social Security Administration (SSA), about 21% of elderly married couples and about 45% of unmarried persons rely on Social
8 Best Loan Options for Seniors on Social Security (Regardless of Credit Score) Read More »
Getting a loan when you need one can make a huge difference: the right loan can get you out of a tight place or get you an asset you need. No-credit-check loans can get you those advantages even if you have credit problems or no credit score at all. A no-credit-check loan does not guarantee
Have Poor Credit? 14 Loans With Basically No Credit Check Read More »
According to manufacturedhousing.org, the manufactured housing industry produced almost 95,000 new homes in 2019. Approximately 10% are new single-family starter residences. About 63% of new manufactured homes are placed on private property, and 37% are in manufactured home communities. The average sales price of a new manufactured home without land is $78,500. There were 4.06
How to Get a Second Mortgage for a Manufactured, Modular or Mobile Home Read More »
Why choose a payday loan when there are so many better alternatives? Apps like Earnin make it possible to get paid for the hours you’ve worked on the same day you worked them. Earnin: What You Need to Know Earnin is a paycheck advance app (aka cash advance app). It promises users “you worked today,
Earnin Review: Pros, Cons, Features, Ratings & More Read More »
