Like most other businesses, payday lending has moved online. With a quick search and a few clicks, you can have money deposited directly to your account, with no credit check and just a few easy steps. But is it really possible to find safe online payday loans? Let’s take a closer look. Disclaimer: Some or […]
Are Online Payday Loans Safe? Here’s How to Protect Yourself Read More »
Your paycheck is a week away, but you need money — now. A payday loan sounds like a quick solution to an urgent crisis. That’s how the payday loan trap begins. Your next paycheck is reduced by the loan loan amount plus interest. You run out of money again before payday. You borrow again. Soon
Payday Loan Organizations: 10 Alternatives and Help for Victims of Payday Lenders Read More »
Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you and which one to pick. Disclaimer:
Here are 10 of the Best Credit-Builder Loans to Boost Your Credit Score Read More »
Getting a loan when you need one can make a huge difference: the right loan can get you out of a tight place or get you an asset you need. No-credit-check loans can get you those advantages even if you have credit problems or no credit score at all. A no-credit-check loan does not guarantee
Have Poor Credit? 14 Loans With Basically No Credit Check Read More »
The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was passed in 2020, at the peak of the COVID-19 pandemic. The CARES Act will not forgive your credit card debt or force your credit card issuer to forgive your debt. However, some provisions of the act may provide some relief from credit card debt.
Does the 2020 CARES Act Forgive Credit Card Debt? Read More »
Credit cards and charge cards both let you make a purchase now and pay for it later. There are still important differences between these two types of cards. Let’s look at what those differences are and which card might be best for you. At a Glance: Charge Cards vs. Credit Cards It’s important to note
Charge Cards vs. Credit Cards: What’s the Difference? Read More »
A credit card can be a valuable tool. It can also be a huge financial burden. Credit cards have led millions of Americans into an unsustainable cycle of uncontrolled spending and high-interest debt. If your cards are maxed out, you’re routinely carrying a balance, or you’re using your cards for impulse spending, it’s time to
How to Stop Using Credit Cards: 8 Tips and Tricks to Break the Habit Read More »
Timeshare Tracy is a popular site for people who own timeshares and wish they didn’t. That’s a big group. The timeshare industry is notorious for aggressive sales techniques, and many people come out of a sales event with a contract that requires annual fees in perpetuity. A lot of them regret it and wish they
Timeshare Tracy Ratings and Reviews: Check It Before You Exit Your Timeshare Read More »
It’s never been easier to move money around the block or around the globe. Technology has hit the money transfer business and given us a range of options. Each way to send money has its own advantages and disadvantages, and each has a cost. Follow along to learn how to minimize these costs. How to
How Much Does it Cost to Send Money Internationally? What You Need to Know Read More »
If you’re worried about credit card debt, you’re not alone. The average American household has between $5,525 and $8,701 in credit card debt. With high interest rates and daily compounding that debt stacks up fast. It can create a serious financial problem. How much credit card debt is too much? That depends on your personal
How Much Credit Card Debt is Too Much? Know the Warning Signs Read More »
