Rebecca Stumpf

Rebecca Stumpf is an award-winning journalist whose work has appeared on CNN, CNBC, Business Insider, Fox Business and more. She studied Journalism and Agricultural Economics at Penn State. She's traveled to 50+ countries using credit card points and miles and has dedicated years to researching ways to help Americans get out of debt. Before joining the staff at Credit Summit, she was an editor for The Dallas Morning News.

8 Best Debt Relief Companies to Get the Help You Need

Americans racked up more than $180 billion in credit card debt in 2022. If you’re losing sleep over paying your credit card bills or the debt collectors are hounding you, it’s time to get relief.  Best Debt Relief Programs Credit Summit researched dozens of debt relief companies and their programs based on customer service, debt […]

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Do Subscriptions Like Netflix and Hulu Build Credit?

Netflix has about 222 million subscribers, and Disney, which owns Hulu and ESPN, has nearly another 200 million subscribers. That’s a lot of opportunity for millions to increase their credit scores. If you’ve wondered whether Netflix payments can help you build credit, the short answer is yes. Almost all streaming-service subscriptions can help build and

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Title Loans: What You Need to Know + 9 Lenders to Avoid (If Possible)

When you have sudden financial needs, a title loan may seem like an easy way to get extra cash. The lenders tout an easy process, there’s no credit check and many will even come to you, saving you time and effort. But title loans can be dangerous, and getting one is not a decision you

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Inbox Loan Review: Read This Before You Borrow [Updated 2023]

If you’re looking for a loan and trying to research Inbox Loan, you’d best look elsewhere. They’re no longer issuing loans. If you’re an existing Inbox Loan customer or are looking for information on inboxloan.net, read on. What Was Inbox Loan? Inbox Loan was a short-term, small-balance, high-interest installment lender that operates online. They work

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FirstLoan Review: Read This Before You Borrow [Updated 2023]

If you’re looking for information on borrowing money from FirstLoan, you’re out of luck. FirstLoan is no longer accepting new applications. To learn about better alternatives, or to find out more if you still have an outstanding loan with FirstLoan, read on. What Is First Loan? FirstLoan is an online, short-term installment loan provider. They

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Better Day Loans Review: Read This Before You Borrow

There’s no shortage of loan providers marketing to people who need a little bit of cash as soon as possible. They all offer the idea that better days are ahead. Unfortunately, most of them know that their target customers are in tight spots and use that leverage to charge some pretty outrageous prices. Before working

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Survey: Almost Two-Thirds of Americans Have Unspent Gift Cards

Gift cards are everywhere. From the grocery store display to the checkout line at Home Depot, an easy — and popular — gift option is almost always right at your fingertips. And why not? About 90% of Americans say they enjoy receiving gift cards. And amid record inflation, shipping delays and some of the other

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Golden Valley Lending Review: Read This Before You Borrow

In 2020, a study showed that your odds of having a $2,000 emergency in any given month is approximately 31.8%. For those with a cash cushion to fall back on, that’s not a big deal. For anyone without the savings to cover it, though, short-term loans become tempting. If you’re struggling to make ends meet

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