A statute of limitations on debt is the period of time a creditor or debt collector can take legal action against a borrower for to collect unpaid debts. Statute of limitations periods vary by state. Credit accounts that are past the statute of limitations on debt are known as time-barred debts. You’re still required to […]
What is the Statute of Limitations on Debt? A State-by-State Guide Read More »
Choosing the right debt repayment strategy is important. You want see quick progress, but also would probably like to have some extra money to help you get through each month. If you’re struggling to make your monthly payments or are paying a shockingly high amount of money just to cover the minimum payments each month,
How to Decide Which Loan to Pay Off First Read More »
If everyone’s favorite word is “free,” cashback is a close second. Dozens of sites and apps offer cashback rewards today just for shopping at your favorite stores. Here are the best options. Key Points Best Cashback Websites The following websites are some of the most well-known cashback sites that offer great deals across thousands of
Want Extra Cash? Best Rebate Sites and Apps to Maximize Cash Back Earnings Read More »
Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If your
Why Did My Credit Score Drop? Here are 11 Possible Reasons Read More »
If you’re struggling to keep up with credit card payments, medical bills, payday loans and other unsecured debts, you may feel like you’re drowning. Debt settlement could be the answer. But how much are the fees for debt settlement? And will you have to pay anything upfront? Let’s take a look. Key points Debt Settlement
Debt Settlement Fees: You Don’t Pay Until Your Debts are Settled Read More »
Whether it’s $1,000 or $20,000, dealing with debt isn’t a situation anyone truly wants to face. If you find yourself stuck, there are ways to get out of that financial black hole and pay off that $20,000 in credit card debt — or however much you may owe. Key Points How to Pay Off $20,000
9 Simple Ways to Pay Off $20K in Credit Card Debt Read More »
Have you ever been out enjoying the weekend knowing that you have $500 in your account to spend and wake up to a nightmare Monday morning that you are overdrawn and slapped with a $35 overdraft fee? Or that charges on your credit card have been declined? Knowing the difference between a current balance and
Current Balance or Available Credit: How to Tell the Difference Read More »
You might think having a bad credit score means you won’t qualify for a loan. This is false. People with bad credit can borrow money all the time. You just need to find the right lender. Key Points It’s Possible to Get an Installment Loan with Bad Credit Thousands of online lenders promise to help
How to Get a Loan With Bad Credit in 10 Simple Steps + 7 Great Lender Options Read More »
If you think a payday loan is your only option, think again. A cash advance app — also known as a paycheck advance app — can help. But how do you know which are best to help get you back on your feet? Read on to learn which option is best for you. Here are
Before you apply for a new credit card or any new loan, you need to know your credit score. There are many ways to get a free credit score, but it’s essential to understand which score you’re seeing and what it means. Key Points How to Check Your Credit Score for Free Though many banks,
Don’t Pay! Here’s What You Need to Know to Get a Free Credit Score Read More »
