Nonprofit credit counseling sounds like an ideal way to get out of debt. Asking a credit counselor to step in and take over your finances sounds easy and low-stress. But does it work? But using credit counseling for debt relief can be more complicated than it seems. Will you be able to follow through and […]
How Credit Counseling Works: Will It Get You Out of Debt for Good? Read More »
Carrying thousands of dollars in credit card debt has become the norm for most American households. If you’re struggling to keep up with monthly bills and make scores of payments each month, it’s time to consider debt management. Will A Debt Management Plan Help You Get Out of Debt? Debt management sounds pretty easy. It’s
Debt Management Plans: Are They Your Best Option for Debt Relief? Read More »
Cash advance apps promise quick short-term loans with no credit check. The interest-free instant cash is designed to be a better alternative to high-cost payday loans. But you may not always save money. Here’s what you need to know before turning to a loan app for some instant cash. What is a Cash Advance? A
Cash Advance Apps: What You Need to Know + Tips and Tricks Read More »
If you’re looking for an instant loan and have bad credit, many search results may start to look pretty similar. You’ve entered the world of online tribal payday loans, and there’s danger ahead. What is a Tribal Payday Loan? You may not be familiar with the term “tribal loans” or its meaning. Tribal loans are
Tribal Payday Loans: What You Need to Know + Lenders to Avoid Read More »
Payday loans may seem ideal when you need some fast cash. But the high costs can leave you stuck in a debt cycle that’s almost impossible to escape. Almost 80% of payday loan borrowers have to roll their original loan over into a new payday loan. What are Payday Loans? Payday loans are small-dollar short-term
Payday Loan Guide: What You Need to Know + 10 Popular Lenders Read More »
Electricity is one of those things that modern humans need to survive. It is how we stay warm in the winter, cook our food all year round, light our homes, etc. It is not an expense that you can simply or easily cut out of your budget. Unfortunately, that ever-present need hasn’t kept the bills
Do You Need Help Paying Your Electric Bill? Read More »
Many Americans work multiple jobs and still struggle with debt, and many live from paycheck to paycheck. One in every four people has no emergency fund at all. When a financial crisis hits, they find themselves scrambling for cash. If this sounds familiar, here are some ways to earn $500 fast. 12 Side Hustles to
12 Easy Ways to Make $500 fast Read More »
Millions of people receive unemployment benefits yearly, but not everyone understands how they work. And it’s a complicated issue. Each state has its own policies and eligibility requirements. However, most people will not have to pay back unemployment money. Hot take: It’s unlikely that you’ll have to pay back unemployment, even if you find a
Do You Have to Pay Back Unemployment? Read More »
Millions of people take out payday loans in hopes the money will help them with an emergency financial situation. But these short-term, high-interest loans often cause more harm than good. Payday loans do not help people escape financial trouble; they trap them with even more debt. Fortunately, several companies can help you. 4 Best Companies
Payday Loan Relief Reviews: 8 Options to Escape the Debt Trap Read More »
Kikoff Credit is a service that promises to boost your credit score for a small monthly fee. This may sound ideal if you have a short credit history or your credit score needs some work. But is the service legitimate? Does it work? The team at Credit Summit signed up to find out. Hot take:
Kikoff Credit Review: Pros, Cons, Ratings and What Customers Are Saying Read More »
