Credit cards allow you to spend more than you make, and that’s how people quickly find themselves in debt. If your monthly payments are overwhelming and you’re considering debt settlement, it’s important to understand how the process affects your credit score. Key Points How Far Will Settling Credit Card Debt Knock Down Your Score? Debt […]
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Refinancing your home may be ideal if you have bad credit and don’t qualify for traditional loans. But what if you own a mobile home? You still have some options to refinance, but they differ from what you’d use to refinance a traditional home. Here’s what all mobile homeowners need to know. Research Your Options
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If you have a bad credit score, it may seem like you won’t be able to qualify for a loan. But if you’re a homeowner who has built up some equity, a home equity loan can be a low-cost way to borrow money, particularly if you need to consolidate other debts. Key Points Your Credit
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According to CNBC.com, the struggling economy, coupled with the highest inflation rates since early 1980, had credit card balances climb to 15% higher than the year before. This is the most significant annual jump in more than 20 years. If you are one of those Americans struggling to keep up with the payments, debt settlement
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According to the Federal Reserve Bank of New York, Americans’ total credit card balance was estimated at $925 billion in the third quarter of 2022. Almost everyone has some debt. But if your debt is overwhelming, holding you back or causing anxiety or depression, you need to find a solution — fast. Debt settlement could
Is It Better to Settle a Debt or Pay in Full? Read More »
Who doesn’t love free or cheap stuff, especially when you are a college student consistently short on cash and saddled with student loan debt? This is the ultimate guide for college students to score free and cheap stuff, saving you a ton of green while you are a student. Freebies for College Students College is
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Do you have a large amount of debt and struggle to pay it? It might be helpful first to get the advice of a nonprofit consumer credit counselor to help you create a budget and provide financial advice. If you’re still struggling to pay off debt, you may want to consult a debt settlement attorney
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If you’re so far in debt you feel like you’re drowning, debt settlement may be the solution. But are you eligible, and will it work for you? Let’s take a look. Six Key Questions to Ask Yourself If you answered yes to the previous questions (especially the first two), then you likely qualify for debt
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Rising interest rates, high inflation, the return of student loan payments and the disappearance of stimulus checks are making it hard to save. Americans’ average retirement savings in 2019 had a median of $65,000. That’s only a 2% increase from 2016. The increase in retirement savings doesn’t even cover the cost of average yearly inflation.
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Teaching kids to save money and build healthy financial habits can be a good foundation for a bright financial future. It is never too young to start laying solid financial foundation practices that will cause them less financial stress in the future. Before kids can save money, they need to make money and understand how
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