If the payments are piling up and your debt situation seems out of control, a nonprofit credit counseling firm may be able to help. Consolidated Credit is a top option with an extensive track record and stellar customer reviews. Consolidated Credit: What You Need to Know Consolidated Credit is a Florida-based non-profit credit counseling service. […]
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You don’t need to have $50,000 in credit card debt to know you’re in trouble. There are some telltale signs that it’s probably the right time to seek debt relief. First is when you have no chance of repaying all unsecured debt within five years. Unsecured debt includes credit cards, medical bills, utility bills, and
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Many people with poor or fair credit struggle with unsecured debts like credit cards and short-term loans. Even those with a better credit score often have difficulty keeping up with payments. Fortunately, if you’re looking for debt consolidation for fair credit, there are quite a few reputable online lenders. 14 Best Debt Consolidation Options Even
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According to CNBC.com, the struggling economy, coupled with the highest inflation rates since early 1980, had credit card balances climb to 15% higher than the year before. This is the most significant annual jump in more than 20 years. If you are one of those Americans struggling to keep up with the payments, debt settlement
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According to the Kaiser Family Foundation, 65% of Americans say their biggest financial fear is dealing with unexpected medical expenses, whether deductibles, prescription costs or monthly premiums. These fears are well-founded. In 2019, why did most Americans file for bankruptcy? Medical debt. If you’re struggling to pay your medical bills, here’s what you need to know.
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From payday loans to credit card debt, most Americans owe money in one form or another. In 2020, U.S. consumer debt hit $14.88 trillion, according to an Experian consumer debt study. Juggling multiple high-interest payments can leave many borrowers struggling to stay afloat. And payday loans are dangerous, often leaving borrowers trapped in a cycle of debt. Wouldn’t it
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Today, there are about 23,000 payday lenders — twice the number of McDonald’s restaurants in the United States — across the country. These lenders prey on people who need money immediately and don’t have time to seek better options. But there’s a better alternative. Before you hit “Apply Now” for that payday loan, consider a
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According to the Federal Reserve Bank of New York, Americans’ total credit card balance was estimated at $925 billion in the third quarter of 2022. Almost everyone has some debt. But if your debt is overwhelming, holding you back or causing anxiety or depression, you need to find a solution — fast. Debt settlement could
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Payday lenders don’t check your credit when you apply for a loan, and they don’t report it to the credit bureaus when you repay it by the due date. But if you think an unpaid payday loan just disappears, think again. A payday loan default will stay in the payday lenders’ system for six years,
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No one wants to hear from a debt collector. Some folks believe there’s an 11-word phrase that forces debt collectors to stop hounding you. Is it true or simply a myth? This 11-word Phrase Won’t Stop Debt Collectors’ Calls “Please cease and desist all calls and contact with me immediately.” If it sounds too good
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