Payday Loans

If you’re stuck in payday debt and interested in payday loan consolidation programs, you’re on the right track. Payday loan consolidation programs or loans allow you to combine all your loans into a single, lower interest loan. However, you also need to watch out for payday loan consolidation scams. The payday industry is full of […]

A payday loan seems like an easy solution. You get money fast, with no credit check. All you need is a bank account and a source of income. You solve your short-term financial problem, and you’ll pay it back as soon as you get your check… or that’s the plan, anyway. Things don’t always go

A common question anybody struggling with payday debt has asked is, “Can I get another payday loan if I already have one?” The short answer is that yes, you can usually get another payday loan. However, you’ll likely have to turn to a different lender and the terms will be even worse than your original loan.

Debt collection is perfectly legal in many circumstances. If you owe money to a lender, the lender may hire a debt collector to try to collect it. Unfortunately, you may not know whether debt collectors are legitimate or attempting to defraud you when they contact you. Nobody wants to be a scam victim. Unfortunately, according

Looking to learn the difference between payday loans and installment loans? We’ll break it down for you. Many Americans don’t have the cash to make ends meet when unexpected expenses arise. In fact, 58% of Americans have less than $1,000 in their savings account. Throw in a potentially catastrophic life event — a hospital visit,

Like most other businesses, payday lending has moved online. With a quick search and a few clicks, you can have money deposited directly to your account, with no credit check and just a few easy steps. But is it really possible to find safe online payday loans? Let’s take a closer look. Disclaimer: Some or

Your paycheck is a week away, but you need money — now. A payday loan sounds like a quick solution to an urgent crisis. That’s how the payday loan trap begins. Your next paycheck is reduced by the loan loan amount plus interest. You run out of money again before payday. You borrow again. Soon

According to CareerBuilder.com, an astonishing 78% of workers in the U.S. live paycheck to paycheck. If you’re among that group and haven’t yet had a chance to build up an emergency savings fund, you may find yourself in need of quick cash the next time your car breaks down or a family member has an

When you’re desperate for cash, a payday loan might seem like the only solution, particularly if your credit score is less-than-perfect. They seem like the ideal option for people who need money fast – the funds are usually available by the next business day and the requirements are extremely basic. Almost anyone is eligible.  What

Payday loans are notorious for their high interest rates. But how high are they? The truth is that it depends on where you live. What You Need to Know about Payday Loan Interest Rates Payday loans are short-term small-dollar loans ranging from $100 to $1,000, depending on your state’s laws.  Payday loans don’t typically disclose