Credit Repair

It’s always alarming when you see an account you don’t recognize on your credit report — particularly when a balance is listed. Many panic when they see an entry for CBNA because they don’t know what it means. But it’s rarely cause for concern. Key Points CBNA on Your Credit Report Usually Means Citibank Credit […]

Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If your

Before you apply for a new credit card or any new loan, you need to know your credit score. There are many ways to get a free credit score, but it’s essential to understand which score you’re seeing and what it means. Key Points How to Check Your Credit Score for Free Though many banks,

If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC.

Tens of millions of Americans have no credit record or a record too thin to generate a score. Millions more struggle with poor credit. If you have this problem, a credit-builder loan may help. Understanding credit-builder loans will help you decide whether they are the right tool for you and which one to pick.  Disclaimer:

Ever checked your credit report and noticed something unusual? Perhaps a mortgage you didn’t take out or a credit card bill you swear you’ve paid? Credit report errors happen all the time. Fortunately, it’s easier to fix them than you might think. Common Mistakes on Your Credit Report  Credit reporting is an imperfect system. More

If you find yourself in a bind and need some cash to pay a bill, buy some groceries, a new car or have an emergency, sometimes it isn’t easy to get the money you need. And if you have no credit or even bad credit, what’s a person to do? Thankfully, you have some options.