Rebecca Stumpf

Rebecca Stumpf is an award-winning journalist whose work has appeared on CNN, CNBC, Business Insider, Fox Business and more. She studied Journalism and Agricultural Economics at Penn State. She's traveled to 50+ countries using credit card points and miles and has dedicated years to researching ways to help Americans get out of debt. Before joining the staff at Credit Summit, she was an editor for The Dallas Morning News.

How to Get Out of a Bluegreen Timeshare

Timeshares / By /

Update: In January 2024, Hilton Grand Vacations completed its acquisition of Bluegreen Vacations. Mark Wang, president and CEO of Hilton Grand Vacations, released the following statement: “I’m thrilled to welcome Bluegreen Vacations to the HGV family, uniting two highly complementary businesses to further scale and diversify our best-in-class offering. This combination adds approximately 200,000 members […]

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What’s the Average Cost of a Hospital Stay in the U.S.?

Statistics / By /

In 2022, healthcare spending in the United States increased 4.1% to $4.5 trillion, or an average of $13,493 per person. That’s a staggering amount when considering that the average U.S. annual wage was $63,795.13 that same year. As high-deductible health care plans become more common, more Americans are footing the bill for their care. This

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Timeshare Termination Team Ratings and Reviews: Check It Before You Exit Your Timeshare

Timeshares / By /

It’s most customers’ worst nightmare: You shell out big bucks upfront to a company who promises to help you get rid of your timeshare or you’ll get your money back — sounds perfect, right? But what happens if that company shuts down and files for bankruptcy? They still have your money, and you’re still stuck

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Resort Legal Team Ratings and Reviews: Check It Before You Exit

Timeshares / By /

If you’ve paid money to the Las Vegas-based Resort Legal Team but didn’t get results, it’s time to consult an attorney. The company has shut down. The Nevada-based company cited difficulties due to the COVID-19 pandemic as the primary reason for the closure. The company’s owner posted the following comment online as a response to

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Best Online Payday Loans: 5 Reputable Lenders + (Better) Alternatives

Payday Loans / By /

Payday loans should always be your last resort. They’re shockingly expensive, often bordering on predatory, and tend to trap people in a cycle of debt. But when you’re facing an unexpected expense, payday loans may feel like your only viable option. Before considering using one, always explore all the other options available. However, if you’ve

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Minto Money Review: Pros, Cons and What You Need to Know

Reviews, Tribal Lenders / By /

Minto Money promises simple online installment loans up to $3,000 without a minimum credit score requirement, and you can have your money as soon as the next business day. But is Minto a lender you can trust? Read on to learn what customers think. Hot take: Minto Money’s website makes it look like a traditional

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Advocate Financial Services Reviews and Ratings: Check It Before You Exit Your Timeshare

Timeshares / By /

Updated February 2024: Advocate Financial Services’ web url has changed. It is now afstimeshareeducation.com. A timeshare can be a considerable burden. It may sound like a great idea when a slick salesperson is presenting at a posh resort, but many buyers soon face escalating fees and unavailable weeks. Then they realize the contract is for

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Silver Cloud Financial Review: Read This Before You Borrow

Payday Loans, Reviews, Tribal Lenders / By /

Update: Silver Cloud Financial is No Longer Issuing New Loans When you open Silver Cloud’s website, a popup appears stating that Silver Cloud is no longer issuing new loans. Unless you’ve already borrowed money through Silver Cloud and are experiencing problems, you’ll need to choose another lender. Silver Cloud suggests “trusted partner” Uprova. Click here

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National Debt Relief Screwed Me: How to Get Out of a Debt Settlement Contract

Debt Settlement / By /

You may have seen TV commercials for National Debt Relief — “Lindsay H. reduced debt by 40%,” or “Michelle V. reduced debt by 35%.” Sounds great, right? National Debt Relief is a well-known and accredited debt settlement company. Unfortunately, despite the much-touted success stories, there are a lot of people who say “National Debt Relief screwed

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