The Golden State is known for sunny weather, dramatic hillsides, ocean views, the glitter of Hollywood and DisneyLand. But California is also home to skyrocketing costs of living, housing insecurity, high taxes and soaring gas prices. California ranks No. 1 in the U.S. for mortgage debt, owing an average of $161,562 in December 2022. That’s […]
2023 Guide to Debt Consolidation and Relief in California Read More »
The average per-capita debt balance in Arizona is $53,060, while the average income in the state is just $43,650. That means that on average, each resident of owes an average of $9,410 more than they earn in a year. In addition, the state has an older population. More than a million of the state’s 7.2
2023 Guide to Debt Consolidation and Relief in Arizona Read More »
Florida’s total debt per capita is about $1,299, not including mortgage debt or student loans. Although it’s not the highest in terms of consumer debt, many Floridians struggle to repay what they owe. If you’re one of them, here’s everything you need to know about paying off your debts and becoming debt-free. Here is a
2023 Guide to Consolidation and Relief in Florida Read More »
If you’re struggling to pay off an overwhelming about of debt, you’re in good company. According to CNBC, the average consumer owes $90,460 in all consumer debts, including credit cards and student loans. As daunting as it may seem, it’s possible to pay off large amounts of debt starting today. Debt Calculator: Learn How to
Got $50,000 (or More) in Debt? Here’s How to Pay It Off Fast Read More »
If you’re looking for a new side hustle, gaming could be the solution. There are many games that pay real money while being entertaining. These games are available on different platforms, such as mobile devices or the computer. Some are free to play, while others cost money to sign up or require in-app purchases. From
40 Legitimate Games That Pay Real Money Read More »
While not technically a bank, Chime works similarly to one. Because of this, many payday lenders will accept Chime for ACH transfers, such as deposits and direct debit of funds. If you’re looking for the best same-day payday loans or cash advance apps that work with Chime, here are your options: Disclaimer: Credit Summit may
9 Instant Cash Payday Loans That Accept Chime Read More »
As a prospective homebuyer, it’s important to understand your rights as a borrower and what lenders can — and cannot — legally do. That’s where the Truth in Lending Act (TILA) and its related disclosures come in. The provisions of the federal law apply to most types of consumer credit, including car loans. But it
Truth-in-Lending Act (TILA): Disclosures and Protections for Borrowers Read More »
You’re not alone if you’re a Nevada resident seeking debt relief. The Battle Born State ranks as one of the highest in consumer debt. However, the state offers local and federally-funded programs and resources, such as debt consolidation, credit counseling and bill repayment assistance. It also has various consumer protections to help those dealing with
Nevada Debt Relief + The Best Debt Consolidation Companies Read More »
Credit cards are a convenient way to finance everyday items, pay bills, and splurge, but they can also be expensive. At the end of 2021, the average person owed $5,221 in credit card debt. If you’re struggling to make your monthly credit card payments, a balance transfer credit card could help. These cards usually offer
Top 12 Balance Transfer Credit Cards for Debt Consolidation in 2023 Read More »
Around 12 million Americans take out payday loans each year to pay for monthly expenses like groceries, utilities, credit card payments, or even rent. Unfortunately, many borrowers can’t afford to repay these same-day loans on time and end up in a cycle of debt. The good news is that some online and storefront lenders offer
Need Cash Today? 10 Same-Day Loans (That Aren’t Payday Loans) Read More »
