Roughly 45 million Americans have no credit scores. They may be effectively locked out of many financial services. They may not be able to buy a home or rent an apartment. They may pay extremely high interest rates for loans. If you’re in this position it’s important to understand your situation and know what you […]
Insufficient Credit History or No Credit: What’s the Difference? Read More »
A credit score is a three-digit number that gives lenders and creditors an idea of your credit risk. It’s used in many aspects of life, from apartment rentals to financing big-ticket items. Your starting credit score depends on several factors, including your credit habits and the scoring system used. With that in mind, here’s how
What Credit Score Do You Start With? Read More »
According to Experian, one of the three major credit bureaus, 34% of Americans have either fair or very poor credit scores. Those with a low FICO score (300 to 669) often have difficulty qualifying for loans, apartment rentals and even certain jobs. Fortunately, there are quite a few legitimate credit repair companies to help. Here
11 Best Credit Repair Companies to Fix Your Credit Score Read More »
For the most part, getting married and having a family is one of the many milestones we peg in our lives. And I’m sure many of you have heard the saying, “It takes a village to raise a child,” well, how about “it takes a boatload of money to raise one?” Did you know that,
How Much Does It Cost to Have a Baby? Read More »
Bought a $2.50 cup of coffee and got slapped with a $35 fee? Chances are, most of us have had one overdraft fee hit on us at one time or another. Overdraft fees happen when you overspend the balance in your checking account, and your bank covers the short. According to a National Consumer Law
How to Get Your Overdraft Fees Refunded Read More »
Some shady companies might try to tell you that your children will be forced to inherit your timeshare when you die, but that’s not necessarily true. There are many kinds of timeshares — and many kinds of timeshare contracts. What happens to your timeshare after your death will depend on what type of timeshare you
What Happens to a Timeshare When You Die? Read More »
A timeshare can seem like a good idea at the time you bought it. Some people even enjoy their timeshares and are happy that they bought them. But when a loved one dies and you inherit one, it might not seem like such a blessing: fees can be high, there may be a mortgage, and
How to Get Rid Of Your Parent’s Timeshare Read More »
If you want to get out of your timeshare contract, the best thing you can do is hire a professional timeshare exit company to help you. Of course, not all timeshare exit companies are effective. It is important that you do your research to figure out whether the company is legit and trustworthy before you
For those looking to rid themselves of their timeshare contract, Vacation Ownership Consultants may be a company you stumble upon for assistance. The Arizona-based company has been in business for more than seven years and has made a name for itself across the web. Read on to learn if the company can help you with
Unfortunately, ridding yourself of a timeshare is not an easy process. Most people who want to get out of their timeshares hire professionals to help them with the process. Here is the first thing your timeshare exit professional will ask you: what is your timeshare worth? Do you already know the answer? If not, how do you figure
What is My Timeshare Worth? Read More »
