Arkansas consistently ranks near the top for per-capita consumer debt, coming in at No. 7 with an average of $43,257 in non-mortgage debt. That’s an 8.2% increase between 2021 and 2022. Arkansas is also the fifth poorest state, with a poverty rate of 16.80%. The state has seen some recent economic growth, but residents continue […]
2023 Guide to Debt Consolidation and Relief in Arkansas Read More »
Alaska residents have the highest per capita credit card debts in the U.S., with the average Alaskan owing $6,652 and an average personal debt of $67,670, including mortgage debt or student loans. This means Alaskans have $1.66 in debt for every $1 of income on average. Although it’s not the country’s highest, many Alaska residents
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Need a quick loan? There’s no need to turn to a payday lender. Cash App Borrow allows eligible Cash App users to borrow up to $200 — for a small fee. But before you open Cash App to submit your loan request, you should understand a few things — including who is eligible, how it
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A statute of limitations on debt is the period of time a creditor or debt collector can take legal action against a borrower for to collect unpaid debts. Statute of limitations periods vary by state. Credit accounts that are past the statute of limitations on debt are known as time-barred debts. You’re still required to
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Choosing the right debt repayment strategy is important. You want see quick progress, but also would probably like to have some extra money to help you get through each month. If you’re struggling to make your monthly payments or are paying a shockingly high amount of money just to cover the minimum payments each month,
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Seeing your credit score suddenly drop for an unknown reason can certainly give you a scare. There are a number of reasons why your score may have dropped, ranging from small mistakes like a single missed payment to much more serious situations if a stranger has gotten a hold of your financial information. If your
Why Did My Credit Score Drop? Here are 11 Possible Reasons Read More »
If you’re struggling to keep up with credit card payments, medical bills, payday loans and other unsecured debts, you may feel like you’re drowning. Debt settlement could be the answer. But how much are the fees for debt settlement? And will you have to pay anything upfront? Let’s take a look. Key points Debt Settlement
Debt Settlement Fees: You Don’t Pay Until Your Debts are Settled Read More »
Whether it’s $1,000 or $20,000, dealing with debt isn’t a situation anyone truly wants to face. If you find yourself stuck, there are ways to get out of that financial black hole and pay off that $20,000 in credit card debt — or however much you may owe. Key Points How to Pay Off $20,000
9 Simple Ways to Pay Off $20K in Credit Card Debt Read More »
Have you ever been out enjoying the weekend knowing that you have $500 in your account to spend and wake up to a nightmare Monday morning that you are overdrawn and slapped with a $35 overdraft fee? Or that charges on your credit card have been declined? Knowing the difference between a current balance and
Current Balance or Available Credit: How to Tell the Difference Read More »
You might think having a bad credit score means you won’t qualify for a loan. This is false. People with bad credit can borrow money all the time. You just need to find the right lender. Key Points It’s Possible to Get an Installment Loan with Bad Credit Thousands of online lenders promise to help
How to Get a Loan With Bad Credit in 10 Simple Steps + 7 Great Lender Options Read More »
