Americans racked up more than $180 billion in credit card debt in 2022. If you’re losing sleep over paying your credit card bills or the debt collectors are hounding you, it’s time to get relief. Best Debt Relief Programs Credit Summit researched dozens of debt relief companies and their programs based on customer service, debt […]
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The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was passed in 2020, at the peak of the COVID-19 pandemic. The CARES Act will not forgive your credit card debt or force your credit card issuer to forgive your debt. However, some provisions of the act may provide some relief from credit card debt.
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Total household debt hit $16.51 trillion in the third quarter of 2022, and $925 billion of that is credit card debt. A LOT of people are struggling and looking for solutions. Debt settlement is one strategy that can help you pay off your debts efficiently without risking your other resources. You could even DIY it
New Era Debt Solutions Review: Pros, Cons, Features, Ratings and More Read More »
If you’re worried about credit card debt, you’re not alone. The average American household has between $5,525 and $8,701 in credit card debt. With high interest rates and daily compounding that debt stacks up fast. It can create a serious financial problem. How much credit card debt is too much? That depends on your personal
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Ben Franklin famously said, “In this world, nothing is certain except for death and taxes.” Life gets in the way, and we get it. There are more important things in life than dealing with taxes until you get that dreaded letter from the IRS that threatens your very existence. Thankfully there are options for tax
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Just because someone claims you owe a debt doesn’t mean that you actually do. Plus, you have rights — even if you know that the company calling you is legitimate and the debt they’re talking about is real. Before you pay a single penny to anybody claiming to be a debt collector, you need to
Debt Validation Letter: What is it and Why is it Important? Read More »
Credit card debt is one of the most common types of consumer debt out there. The average American household owed $8,701 in credit card debt in 2021. For many people, especially those with multiple high-interest credit cards, paying off this debt is a struggle. Fortunately, if you’re looking for ways to get out of credit
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If you’re buried in debt and struggling to make payments, credit counseling firms provide a way out without lasting damage to your credit. Debt Reduction Services is an established nonprofit credit counseling company that might be able to help! Debt Reduction Services: What You Need to Know Debt Reduction Services is based in Boise, Idaho,
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Freedom Debt Relief is a for-profit debt settlement company. Debt settlement will hammer your credit, but if you’re faced with a pile of debt that you can’t pay, it can be a viable alternative to bankruptcy. Freedom Debt Relief: What You Need to Know Freedom Debt Relief claims to be the largest debt settlement company
Freedom Debt Relief Review: Pros, Cons, Features, Ratings and More Read More »
The high-interest loan industry is designed to keep you dependent upon its products for as long as possible. Most people who take out one wind up having to take out a second (or third, or fourth) to pay off the first. If this sounds familiar, try not to feel too bad. You are far from
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