Alaska residents have the highest per capita credit card debts in the U.S., with the average Alaskan owing $6,652 and an average personal debt of $67,670, including mortgage debt or student loans. This means Alaskans have $1.66 in debt for every $1 of income on average. Although it’s not the country’s highest, many Alaska residents […]
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Florida’s total debt per capita is about $1,299, not including mortgage debt or student loans. Although it’s not the highest in terms of consumer debt, many Floridians struggle to repay what they owe. If you’re one of them, here’s everything you need to know about paying off your debts and becoming debt-free. Here is a
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Americans have a debt problem, and service members are not immune. Many veterans and active-duty service members carry high-interest debt from credit cards and short-term loans. In 2017, 44% of all military service members used a payday loan at least once. Military debt consolidation loans offer veterans and service members an option that isn’t available
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You may feel there’s no way out if you have multiple debts in collections. That’s not the case. You still have options. None of them are perfect options: your debts won’t simply disappear. Each option has its own risks and costs — but also has its opportunities. 7 Ways to Pay Off Debt In Collections
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You’re not alone if you’re a Nevada resident seeking debt relief. The Battle Born State ranks as one of the highest in consumer debt. However, the state offers local and federally-funded programs and resources, such as debt consolidation, credit counseling and bill repayment assistance. It also has various consumer protections to help those dealing with
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Millions of Americans carry balances on several credit cards, juggling payments and watching interest spiral out of control. That’s a problem. Consolidating your credit cards may be the solution. But does it make sense for your financial situation? That will depend on how much you owe, your income, your credit score, your commitment to paying
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Many people with poor or fair credit struggle with unsecured debts like credit cards and short-term loans. Even those with a better credit score often have difficulty keeping up with payments. Fortunately, if you’re looking for debt consolidation for fair credit, there are quite a few reputable online lenders. 14 Best Debt Consolidation Options Even
Here are the 14 Best Debt Consolidation Options for Fair Credit Read More »
If your mailbox and email account are overflowing with “guaranteed” loan offers, it may seem like qualifying for a debt consolidation loan should be easy. And it will be, as long as your credit score is good, your income is high and you’ve established a pattern of creditworthiness. But if you apply for one of
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Debt settlement and debt consolidation are two common ways to wipe out debts, such as credit cards and personal loans. However, they work in very different ways. The primary difference: Debt settlement lets you clear away debt without paying back the full amount you owe, while debt consolidation requires you to pay back all of
Debt Settlement vs. Debt Consolidation: What’s the Difference? Read More »
Millions of Americans struggle with credit cards. The average household now owes between $5,000 and $9,000 in credit card debt and the number continues to rise. If you’re one of them, debt consolidation could be a way out. Most forms of debt consolidation will not close your credit cards, meaning you can still use them
Does Debt Consolidation Close Credit Cards? What You Need to Know Read More »
