The Best Nebraska Debt Consolidation Companies [Updated 2023]

Many Nebraskans wrestle with credit card, auto, payday, student and other debt types. Among the states, Nebraska ranks below average in terms of unemployment, with 2.7% of the labor force unemployed. About 10.8% of the population and 11% of families live in poverty.

The average Nebraskan has $4,819 in credit card debt, plus $144,565 of mortgage debt for homeowners. On average, 60% of Nebraskans have student loan debt – $31,919 worth to be precise. In 2022, approximately 2,589 Nebraskans declared bankruptcy. Fortunately for you, there are a number of Nebraska debt consolidation options to help you get free from debt.

So whether you live in Omaha, Lincoln, Bellevue, or somewhere in-between, take charge of your financial situation and consider consolidating your debt load.

The Best Debt Consolidation Companies in Nebraska

Finding a legit debt consolidation firm can be tough. We’ve done the research and picked the best debt consolidation firms in the state of Nebraska. Our criteria includes online reputation, breadth of services offered, and demonstration of expertise. All have at least an A rating with the Better Business Bureau.

Skrupa Law Office, LLC – Omaha

1850 S 72nd St
Omaha, NE, 68124-1704
(402) 571-2900

Rating: 8.85/10

Skrupa Law Office, LLC

620 N 48th St
Lincoln, NE, 68504-3467
(402) 464-3311

Rating: 8.96/10

GreenPath, Inc. – Omaha

8031 W Center Rd # 204
Omaha, NE, 68124-3134
(888) 776-6735

Rating: 9.07/10

GreenPath, Inc. – Norfolk

1105 S 13th St # 205
Norfolk, NE, 68701-5767
(888) 776-6735

Rating: 9.18/10

GreenPath, Inc.

5000 Central Park Dr Ste 204 # A-20
Lincoln, NE, 68504-3465
(888) 776-6735

Rating: 9.29/10

Credit Advisors, Inc.

1850 S 72nd St
Omaha, NE, 68124-1704
(402) 393-3400

Rating: 9.4/10

Nebraska Debt Statistics

Total Debt$1,809,126,000
Debt Per Capita$955
Debt Per Capita Rank49

Source: World Population Review

Nebraska Credit Card Debt Statistics

Average Credit Card Balance$4,819
Average Credit Score728
Avg Credit Card Balance Rank (1 = Highest Balance)36
Avg Credit Score Rank (1=Highest Score)5

Source: Experian

Mortgage Debt in Nebraska

Mortgage Debt Per Capita$144,565
Avg 30 yr Mortgage Rate7%
Avg 15 yr Mortgage Rate6.25%
Median Home Value$237,840
Avg Outstanding Mortgage Debt$139,719
Difference Between Value and Mortgage Debt$98,121
Avg Homeowner FICO Score728

Source: Federal Reserve, Value Penguin, Experian

Payday Loan Debt in Nebraska

Payday Loan Legal StatusProhibited
Max Payday Loan Amount500
Max Payday Loan TermN/A
Max Payday Loan APR36%
In 2020, Nebraskans passed a ballot measure to cap payday loan interest rates to 36% APR. This measure passed with more than 80% support.
Since then, every payday lender has shut down in the state.

Source: Nebraska Government Website

Unemployment and the Economy of Nebraska

Poverty Rate – Population10.80%
Poverty Rate – Population – Rank6
Poverty Rate – Family11%
Poverty Rate – Family – Rank3
Unemployment Rate (December 2022)2.7
Unemployment Rank6
GDP Growth2.2
GDP Growth Rank33

Source: US Census, Bureau of Labor Statistics

Student Loan Debt in Nebraska

Percent of Population with Student Loans54%
Average Student Loan debt$25,750
Average Debt of New Graduates (2017-18)$26,422
Average Debt Ranknan
Percent of Graduates with Debt (2017-18)55%
Percent with Debt Ranknan
Usable Institutions (BA-Granting)8
Percent of Graduates at Schools with Usable Data48%
Nonfederal debt of graduates, as percent of total debt16%
Fall enrollment – Undergraduate total (IPEDS)110,862
Tuition and Fees (in-district/in-state)$11,991
Total Cost of Attendance (on-campus)$26,156
Percent of Institutional Grants that are Need-Based59%

Source: Value Penguin, TICAS

Cost of Living in Nebraska

Annual Mean Wage (All Occupations)$55,676.
Median Monthly Rent$1,009
Value of a Dollar$1.10
Cost of Living93.9
Cost of Living Rank24
Grocery Cost Index91.6
Housing Cost Index76.8
Utilities Cost Index91.1
Transportation Cost Index97.7
Miscellaneous Cost Index93.3

Source: World Population Review

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