Need a Credit Card But Got Bad Credit? Here are the 12 Best Options

Although most credit cards require good credit, getting one is possible even if you have poor credit. That’s good news for anyone who’s either looking to build credit or needs a credit card for emergencies. With that in mind, here are the best secured and unsecured credit cards for bad credit. 12 Top Credit Cards …

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Here are the 14 Best Bank Accounts for Teens and College Students

It’s never too early to start learning about money. Teens and college students can benefit from knowing how to save, budget, and spend money wisely. Some banks recognize this and offer checking or savings accounts for youths to help them learn to manage their finances. Not all bank accounts are created equal. Many have minimum …

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29 Legitimate Ways to Sell Shoes Online and Earn Some Extra Cash

When you need to bring in some extra cash, what’s the first thing you think to do? Sell something, right? You think about maybe having a yard sale or selling some old comics online. Maybe you’ve even taken some of your gently used clothes to a local consignment shop. You can even sell your shoes! …

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How Many Credit Cards are Too Many? Don’t Apply Too Often

A credit card can help you build credit history and scores, enabling you to find housing, buy a car and sometimes even get a job. According to the 2019 Experian Consumer Credit Review, the average American has four credit cards. In fact, not having a credit card in the United States makes it almost impossible …

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Borrowing Money From a Friend or Family Member? Write a Contract

Borrowing money from a close friend or family member has its advantages, but it comes with some downsides, too. If the borrower takes too long to repay what they owe, or if they never repay at all, it could put a serious strain on the relationship. It could also cause the original “lender” financial stress …

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Modular vs. Manufactured Homes: What’s the Difference?

Most Americans don’t understand the differences between modular homes, manufactured homes, and mobile homes. According to manufacturedhousing.org, the manufactured housing industry produced 105,772 new homes in 2021, and there are nearly seven million manufactured homes in the United States, according to the U.S. Census Bureau. Approximately 9% were new single-family homes. They’re Both Considered Prefab …

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Mobile Home vs. Manufactured Home: What’s the Difference?

With rising real estate pricing and many consumers squeezed out of the traditional site-built marketplace, many are turning to mobile or manufactured homes as starter homes. Many consumers are pleasantly surprised by the range of choices and customizations offered by a new generation of manufactured homes. According to manufacturedhousing.org, the manufactured housing industry produced 105,772 …

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Gig Economy Statistics

Gig Economy Statistics The gig economy represents a free-market economy where businesses and independent workers enter into short or long-term employment contracts. It includes all forms of contingent employment, such as independent contractors, consultants, freelancers, and other professionals.    The gig economy is substantial, and it is expanding daily. The advantages and flexibility of independent …

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What is a Crypto Loan and How Does it Work?

There’s no doubt that cryptocurrency is on the rise globally. And according to Bloomberg, the crypto-loan market is at $5 billion and growing. It’s becoming increasingly likely that other countries will embrace some form of cryptocurrency in their existing financial models. El Salvador, for example, became the first country to adopt Bitcoin as a legal …

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