If you need cash now and have bad credit, CreditCube might sound like a reasonable option. But CreditCube is not a traditional lender. There are some additional risks you need to be aware of before you submit a loan application. The primary one is the high interest rates. You’ll likely pay an APR of more […]
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For someone who needs some extra cash now, an online installment loan may seem like the best option. After all, online lenders like National Small Loan offer installment loans with minimal requirements, which makes them seem like an easy fix. But, like payday loans, installment loans come with some major drawbacks. Many of these short-term
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Secured credit cards are a great way to boost a credit score. This is true for people who are just starting out credit-wise, as well as for those whose credit scores are less than ideal. Here are some of the best options, especially if you have poor credit: Here are the 10 Best Secured Credit Cards for Building Credit
Need to Build Your Credit Back Up? Try these Secured Credit Cards + How to Use Them Read More »
While it’s a relatively new financial concept, the concept of microfinance is incredibly powerful. Microloans and other forms of microfinance may have the power to reduce global poverty while providing much-needed financial services to a sector of people that are most commonly underserved by traditional financial products. Not to be confused with predatory payday loans,
26 Key Microfinance, Microlending and Microcredit Statistics – Updated 2023 Read More »
In 2021, the average person with student loans owed $37,113 and had to make monthly payments of $393. For plenty of borrowers, paying nearly $400 per month is a big burden and can add to their financial stress. If that’s you, don’t worry. You have options that simplify the process of paying back your student loan debt
Struggling to Keep Up with Payments? Here are the Best Student Loan Refinancing Options Read More »
An unexpected bill has come up and you need money right now. A quick internet search turns up Mountain Summit Financial, which promises short-term loans of up to $1,500. But before you apply for that loan, it’s important to get the full story, or getting out of debt could end up being an uphill climb.
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For many consumers, a short-term cash advance loan may seem like the answer to their financial struggles. But with high interest rates and predatory practices, you should take great caution before considering a loan from Cash Advance Now. What is Cash Advance Now? Established in 2012, Cash Advance Now is a tribal lender owned and
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As college costs continue to soar, Credit Summit has researched the cheapest places to go to college in order to rack up the least debt. College costs throughout the U.S. and the rest of the world have been steadily increasing for years, with many students now graduating with a significant amount of student debt. Every
These are the Most Affordable Universities in the U.S. and Worldwide Read More »
Disclaimer: Credit Summit may be affiliated with some of the companies mentioned in this article. Credit Summit may make money from advertisements, or when you contact a company through our platform. If you’re struggling to make your payments each month and don’t have enough cash to make it to payday, debt consolidation could be a
Here are the 6 Best Personal Loans for Debt Consolidation Read More »
Having bad credit or no credit can complicate your financial life. Even with a reliable income but no credit history, you will be deemed a risk because you don’t yet have a track record. A lack of credit can result in trouble finding a place to live, inability to get a car loan, or paying
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